The money would alleviate quite chunk of stress on individuals. With what some people owe 7,000 wouldn't do much, but it make a decent dent for most people.
Well for me its no question on where the money would go. I have always wanted to get rid of my glasses, so my choice is laser eye surgery. I know you are thinking contacts, but i'm allergic to the plastic. go figure. Anyway TypeO that cruise sounds like a good idea also!