I was lucky, drove off yesterday and heard this racket coming from the car, wasn't till later I took a look under the bonnet and there were these bits of stuff spitting out, so I got someone to have a look at it and he told me that the fanbelt was ready to go any minute.
Managed to drive home, parked the car and called RAC, bloke from RAC told me same thing that I was lucky it didn't go when I was out on the road.